Loan Products
  Vehicle Loans
It may take a few test drives, some research, and shopping to find the right car, but finding the best auto loan is easy. Apply online and you will hear from us in less than 30 minutes (during business hours).
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  Recreational Vehicle Loans
Escape to Idaho's Great Outdoors. Apply online and you will hear from us in 30 minutes (during business hours).
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  Home Equity Lines Of Credit
Using the equity in your home can be one of the wisest ways to borrow money. We have the option of a HELOC (Home Equity Line of Credit) which provides you great flexibility.
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  Home Equity/Second Mortage Loans
Our home equity loans/second mortgages are another great way to tap into your home's equity. They work great for consolidating debt and just about any other purpose. The interest rate is fixed so there is no need to worry about payment fluctuations.
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  Mortgage Freedom Loans
Loan is amortized over a 3-10 year period with a fixed interest rate. These short term loans work great for smaller balances.
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  Mortgage Loans
Buying a home is the biggest decision you will make in your lifetime. Making sure that you have all the information to make that informed decision is even a bigger deal.
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  Personal Loans
Apply online today for a personal loan to use for … whatever you need.
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  Share Secured Loans
Keep your savings, borrow money, and receive a very low rate.
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  Visa Credit Cards
Experience the benefits that come with a Rails West VISA Credit Card. Our VISA Credit Cards offer a competitive fixed interest rate, with no annual fees With three options to choose from you can find a card that works for you!
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This credit union is federally insured by the National Credit Union Administration.
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