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 |
Rates Effective As Of May 17, 2010 |
| AUTO |
Term |
APR* As Low
As
Up To 100% Financing |
APR*
As Low As
90% Financing |
Rate
Type |
| 2007 & Newer
|
48 Months
|
3.50% |
3.30% |
Fixed |
60 Months
|
3.60% |
3.50% |
Fixed |
72 Months
|
4.24% |
3.95% |
Fixed |
 |
| Used 2004 -2006
|
48 Months
|
3.50% |
3.30% |
Fixed |
60 Months
|
4.24% |
3.95% |
Fixed |
|
| Used 2000 - 2003
|
36 Months
|
3.90% |
3.80% |
Fixed |
* Interest Rates listed are the best rates. Rates may change based on credit history, underwriting criteria, and services used with the Credit Union. APR is the Annual Percentage Rate.
|
|
 |
| LARGE RECREATIONAL VEHICLES** |
Term |
APR*
As Low As
Up To 100% Financing |
APR*
As Low As
90% Financing |
Rate
Type |
| New
|
48 Months
|
5.50% |
5.50% |
Fixed |
72 Months
|
5.50% |
5.50% |
Fixed |
84 Months
|
5.75% |
5.75% |
Fixed |
120 Months
|
5.75% |
5.75% |
Fixed |
|
| Used
|
48 Months
|
5.50% |
5.50% |
Fixed |
72 Months
|
5.50% |
5.50% |
Fixed |
84 Months
|
5.75% |
5.75% |
Fixed |
* Interest Rates listed are the best rates. Rates may change based on credit history, underwriting criteria, and services used with the Credit Union. APR is the Annual Percentage Rate. ** Large Recreation Vehicles include fifth wheels, camp trailers, motorhomes, and larger boats.
|
|
|
| PERSONAL RECREATIONAL VEHICLES** |
Term |
APR*
As Low As
Up To 100% Financing |
APR*
As Low As
90% Financing |
Rate
Type |
| New
|
24 Months
|
4.50% |
4.50% |
Fixed |
36 Months
|
4.50% |
4.50% |
Fixed |
48 Months
|
4.50% |
4.50% |
Fixed |
60 Months
|
4.75% |
4.75% |
Fixed |
|
| Used
|
24 Months
|
4.50% |
4.50% |
Fixed |
36 Months
|
4.50% |
4.50% |
Fixed |
48 Months
|
4.50% |
4.50% |
Fixed |
* Interest Rates listed are the best rates. Rates may change based on credit history, underwriting criteria, and services used with the Credit Union. APR is the Annual Percentage Rate. ** Large Recreation Vehicles include fifth wheels, camp trailers, motorhomes, and larger boats.
|
|
|
| PERSONAL / SIGNATURE |
Term |
APR*
As Low As
|
|
Rate
Type |
| |
12 Mos
|
7.24% |
- |
Fixed |
24 Mos
|
7.99% |
- |
Fixed |
* Interest Rates listed are the best rates. Rates may change based on credit history, underwriting criteria, and services used with the Credit Union. APR is the Annual Percentage Rate.
|
|
|
| SHARE SECURED |
Term |
APR*
As Low As
|
|
Rate
Type |
| |
Variable
|
See Branch
|
- |
Fixed |
|
|
| HOME EQUITY LINE |
Line
Amount |
APR*
As Low As
Up To 80% Financing |
Draw/Repayment
Period |
Rate
Type |
| New
|
$5,000 - $14,999
|
3.75% |
5Yrs/5Yrs
|
Variable
|
$15,000 +
|
3.75% |
5Yrs10Yrs
|
Variable
|
* Interest Rates listed are the best rates. Rates may change based on credit history, underwriting criteria, and services used with the Credit Union. *Variable rate is indexed to the Wall Street Journal prime rate. Floor rate of 4.75% and ceiling of 18% applies. APR is the Annual Percentage Rate.
|
|
|
| HOME EQUITY |
Term |
APR*
As Low As
Up To 80% Financing |
|
Rate
Type |
| 5 Year Fixed
|
60 Months
|
5.375% |
- |
Fixed |
* Interest Rates listed are the best rates. Rates may change based on credit history, underwriting criteria, and services used with the Credit Union. APR is the Annual Percentage Rate.
|
|
|
| MORTGAGES |
Term |
APR*
As Low As
Up To 80% Financing |
|
Rate
Type |
| 10 Year Fixed
|
120 Months
|
4.625% |
- |
Fixed |
|
| 7 Year Fixed
|
84 Months
|
4.50% |
- |
Fixed |
|
| 5 Year Fixed
|
60 Months
|
4.375% |
- |
Fixed |
* Interest Rates listed are the best rates. Rates may change based on credit history, underwriting criteria, and services used with the Credit Union. APR is the Annual Percentage Rate. ** Balloon loan is amortized for 360 months.
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