Rates Effective May 1, 2010 ATV Loan -48 Mths As Low As 4.50% APR* ATV Loan -60 Mths As Low As 4.75% APR* RV loans - 120 Mths As Low As 5.75% APR* Home Equity Line As Low As 3.75% APR* SEE ALL RATES & DISCLOSURES Loan Rate Board Deposit Rate Board *APR=Annual Percentage Rate. **APY=Annual Percentage Yield.